• Struggling with debts and needing to consolidate
• Self employed with no accounts
• Bad credit record CCJ, Defaults, Arrears
• Turned down and classed as bad credit
• No Proof of income
• Mortgage Arrears
• Chased by credit card or debt collection Agency

So, you’ve got a bad credit record. Perhaps you’ve missed a few credit card payments, have had a County Court Judgment awarded against you or have previously been made bankrupt - but this doesn’t mean you can’t get a mortgage.

It is estimated that one in four people in the UK would be declined a standard mortgage because of their bad credit. The main mortgage lenders, together with niche specialist companies, have designed products for people in this position.

At J P Financial we take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process providing you with first-class, independent mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, remortgaging, buy-to-let or right to buy.

For your free mortgage consultation today call 01202 512340 lines open 9am - 7pm Monday to Saturday and speak to a mortgage broker today.